What personal data we may collect about you?
We may collect and store your personal data to provide you with the products or services you request. We may obtain it from your application, from your transactions with us, or from outside parties such as health providers or consumer reporting agencies. We may collect personal data about you to process transactions. Where required, we will obtain your consent before collecting it. The personal data may include:
- Name, address and account number
- Driver’s license number
- Income and assets
- Credit and payment data
- Account numbers and data from other organizations
- Medical or health data
- Social security number or taxpayer identification number
- Credit / Debit Card
- State identification number
- Military identification number
- Passport number
- Alien registration number
What do we do with your personal data?
We comply with Federal and State requirements related to the protection and use of your personal data. That means we only share personal data where we are permitted or required to do so. We may also be required to obtain information from you before disclosing certain types of personal data.
We may use your personal data in order to:
- Manage your account
- Respond to your requests
- Prevent fraud/safeguard your identity
- Comply with regulatory requirements
- Share with you related products and services we offer
With the exception of receivables, we do not sell personal data about current or former customers or their accounts. We do not share your personal data for marketing purposes with any individual or organization outside of UI. We do share your personal data with organizations UI directly contracts with to perform essential customer or company services. These organizations are bound by both our stringent rules pertaining to customer privacy and all state/federal privacy laws that require them to protect your personal data, and only permit them to access your personal data to perform these essential services.
Examples of outside parties who may receive your data are:
- Your representative
- State or Federal authorities
How do we protect your personal data?
In order to protect your personal data and keep it confidential and secure, we have employed physical, electronic and procedural safeguards. We review these safeguards regularly in keeping with technological advancements. We restrict access to your personal data within UI and train our employees in the proper handling of your personal data. We prohibit unlawful disclosure of your personal data outside of UI. It is also our practice to use a licensed organization to fully dispose of all sensitive customer materials and personal data, including but not limited to correspondence, notes, working papers and computer hard drives.
Our commitment to keeping you informed.
Please visit our Frequently Asked Question Section to learn more about “identity theft”. In addition, you will also be able to link directly to the Federal Trade Commission site dealing with identity theft.